Lifeshielduk

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Protect What Matters Most

Life insurance helps to protect your family if you pass away. Get peace of mind with fixed premiums from only Β£5 a month.

Get a Free Quote

Β£100 gift card after you take out cover. T&Cs apply.

Family enjoying time together
Kids running in house

What is Life Insurance?

Think of life insurance like a safety net that helps protect your family financially when you’re no longer here. It pays out a lump sum of money if you pass away while covered by the policy or are diagnosed with a terminal illness.

The payout from a life insurance policy can help your loved ones manage any outstanding debts and keep up with the monthly bills, childcare costs, and mortgage payments.

Learn more about our cover

Why Choose Us?

We've been protecting families like yours for over 185 years.

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Defaqto 5 Star Rated

5 Star Defaqto rated cover - the highest rating possible for our life insurance products.

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There when you need us

In 2024 we paid out Β£583 million in life claims, helping more than 14,000 people and their families.

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Wellbeing Support

Access to our dedicated Wellbeing Support service from day one, offering guidance for mental health and wellbeing.

What Our Customers Say

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"Excellent service. Easy to set up and great peace of mind knowing my family is protected."

- Trustpilot Review

Rated 4.3 out of 5 based on 1,282 reviews as of Nov 2025.

Happy couple

Frequently Asked Questions

Do I need life insurance?

Whether you need life insurance will depend on your individual circumstances. It can provide peace of mind for people with children, partners, or spouses that depend on them financially.

Is life insurance worth it?

If your children, partner, or other relatives depend on you financially, taking out life insurance could be worth it to help provide for your family in the event of your death.

How does the payout work?

Your loved ones will receive a cash sum if a valid claim is made. They can use it to cover things like household bills, mortgage payments, and everyday living expenses.